1st Time Homebuying
A series of posts that help guide a 1st time homebuyer through the process of well…homebuying!
Buying a home in Salt Lake is an exciting experience, especially if it is your first home. As you go through the process of home buying, however, there will inevitably be a point in time where you experience the “What Ifs”. What if’s” are those doubts that creep into your mind after the rose […]
When you purchase a mortgage loan on a house- there is that phrase again, you didn’t think you were Purchasing a loan, now did you? Anyway, as part of purchasing a house, there are certain costs and fees associated with closing on the loan (there, that’s better). These costs are referred to as….wait for it…”Closing […]
Buying Your First Home In Salt Lake City, Ut We know, we have told you this before, now is a great time for buying your first home. There is a little bit of apprehension going on with you…I can feel it as you read this. Jay and Kate had the same apprehension, in fact they […]
You have heard us (well, if you are reading our highly informative and entertaining posts) talk about fixer uppers and how to get the money to fix them up.
This post on owning a home in Utah was actually written 7 years ago. But….the advice that it gives is still valid today. And even more so with housing prices in Utah rising 9 % in the last year. The reason? Lack of inventory which will Not be gone soon. New companies are relocating to […]
One of the hardest parts of buying your first home is getting the money you need for down payment (Usually 3.5 % for FHA loans and 3-20 % for conventional). On a $200,000 home that is $7000 to $40,000 depending on the type of loan you have. Pocket change sez you…ha ha sez I (no, […]
Do you or someone you know have a disability in their family? There is now a loan program available that can help get buyers with disabilities into a home of their own with low down payment, lower monthly payments and best of all….No mortgage insurance!
First Time Homebuyers-How Much Earnest Money Do I Need? Before we get to the “how much”, we should talk about “what is” earnest money. Dating back to medieval days, the word earnest means “a state of mental intent” . We will ignore the mental reference here (don’t get me started) but the word “intent” is […]
Top 10 Things You Can Do With A Home That You Can’t Do In An Apartment Now, I know that you get bombarded with all the reasons to buy a home rather than rent, and most of them are legitimate and logical, but there are some other things for you to consider. So….here is My […]